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  • Struggling to Stick to a Routine? Here’s How AI Can Help

    Struggling to Stick to a Routine? Here’s How AI Can Help


    Opinions expressed by Entrepreneur contributors are their own.

    I’ve always believed that consistency beats intensity. At the gym, I exercise for 30 minutes daily, rather than several grueling hours once a week. Every morning, I commit to writing 400 words, which I much prefer to banging out half a book in one caffeine-fueled haze. In the early years of building my company, there were no massive funding rounds — just showing up day in, day out, solving problems and improving my product one step at a time.

    That’s why this quote from Atomic Habits author James Clear has always stuck with me: “You do not rise to the level of your goals. You fall to the level of your systems.”

    In other words, it’s not your ambition that carries you forward — it’s your habits. And the truth is, building good habits is hard, especially when you’re running a business. You’re pulled in a hundred different directions, and it’s easy for even the most adamant resolutions to fall apart after a few days.

    Even so, building routines can be tough — they require persistence, dedication and a surprising amount of mental energy just to stay on track. You have to remember your goals, fight off distractions and constantly reorient yourself when things get chaotic.

    But here’s the good news: You don’t have to do it all manually. Thanks to AI, it’s now possible to build systems that help you stay consistent without burning out. I’ve always been pretty adamant about my routines, but now, it’s easier than ever. Here’s how I’m approaching it.

    Related: 7 Ways AI Made My Work Smarter — and Not Harder

    Use AI as an accountability partner

    At work, you’ve got a manager (or a board). At the gym, you may have a trainer. It’s clear that having someone to hold you accountable adds an extra layer of urgency to achieving your goals. After all, it’s harder to blow off that morning workout knowing you’re keeping someone waiting (who you’ll still have to pay if you hit snooze).

    With AI, accountability doesn’t have to be external. AI agents — autonomous decision-makers that can take action on your behalf, in particular, can do more than just nudge you about your to-do list. They can check in, track progress, adapt routines and even suggest improvements. That kind of support system used to require a team. Now, it can be built into your daily workflow.

    Say you struggle, for example, with carving out time to work on a new product. Tools like Motion integrate directly with your calendar to track your habits, block focus time and adjust dynamically when conflicts arise. If you want to start prioritizing an hour of deep work every day post-morning coffee, a tool like this can afford these commitments the same weight as a meeting, automatically protecting your time and reminding you when it’s time to get started.

    Cut down on decision fatigue

    One of the biggest reasons we abandon routines isn’t a lack of motivation — it’s decision fatigue. Considering the average person makes 35,000 decisions a day, it’s no wonder we struggle to effectively prioritize our time. When every action requires mental effort, from choosing what to work on to when to do it, we quickly burn out.

    Ironically, creating structure is one of the best ways to stave off the pressure of making decisions. I often think of the advice I’ve heard from pro athletes, who afford themselves zero room for waffling or negotiating when it comes to their training schedules. It’s cold out today? Too bad. They didn’t sleep well the night before? Also, too bad. There’s no decision involved — only doing.

    That level of consistency doesn’t come from motivation — it comes from removing choice from the equation. And that’s where AI can play a powerful role. By automating the when, what and even how long, AI systems help you stick to routines without needing to summon willpower every time.

    And while it’s true that no tool can force you to follow through on a commitment, they can do the next best thing: Cut off your access to distractions. When I can’t trust myself not to procrastinate a task I’d rather avoid, I use a platform like Freedom, which simply blocks my ability to lose myself in online distractions. It’s simple, but incredibly effective.

    Related: Why Smart Entrepreneurs Let AI Do the Heavy Business Lifting

    Don’t just build routines — design systems

    A lot of people confuse routines with checklists: wake up, meditate, answer emails, repeat. But the most effective routines aren’t strict — they’re adaptive. They fluctuate with your schedule, adapt to your goals and grow along with you.

    That’s where AI shines — not just in tracking habits, but in helping you design systems that actually fit your life. Say your kid gets sick and needs to get picked up from school, or even go to the doctor. Life happens. But it doesn’t mean your whole day needs to fall apart completely. For this, I like Reclaim and Clockwise, which can intelligently reschedule tasks when your best-laid plans take a sudden turn. Instead of you adjusting to your routine, the system adjusts to you.

    With the right systems in place, consistency stops feeling like a grind and starts feeling automatic. AI won’t do the work for you — but it can make it a lot easier to show up, day after day, and keep moving forward.

    I’ve always believed that consistency beats intensity. At the gym, I exercise for 30 minutes daily, rather than several grueling hours once a week. Every morning, I commit to writing 400 words, which I much prefer to banging out half a book in one caffeine-fueled haze. In the early years of building my company, there were no massive funding rounds — just showing up day in, day out, solving problems and improving my product one step at a time.

    That’s why this quote from Atomic Habits author James Clear has always stuck with me: “You do not rise to the level of your goals. You fall to the level of your systems.”

    In other words, it’s not your ambition that carries you forward — it’s your habits. And the truth is, building good habits is hard, especially when you’re running a business. You’re pulled in a hundred different directions, and it’s easy for even the most adamant resolutions to fall apart after a few days.

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  • Best and Worst States for Retirement? Here’s the Ranking

    Best and Worst States for Retirement? Here’s the Ranking


    One in five Americans aged 50 and over has no retirement savings, and more than half worry that they won’t have enough money to last once they leave the workforce, according to an AARP survey.

    However, where U.S. workers live can have a significant impact on their retirement readiness.

    Getting familiar with some of the key averages in your state, from 401(k) balances to median incomes, life expectancies, cost of living and more, can help you understand just how prepared you are — or aren’t — for your golden years.

    Related: How Much Money Do You Need to Retire Comfortably in Your State? Here’s the Breakdown.

    Western & Southern Financial Group examined those metrics and others to rank all 50 states based on where retirees have the best and worst readiness for retirement.

    New Jersey, Connecticut, Maryland, Virginia and Vermont came out on top for states where people are most prepared for retirement, per the study.

    What’s more, residents in Connecticut and New Jersey reported the highest average 401(k) balances: $546,000 and $514,000, respectively. Residents over the age of 65 in those states also have high median incomes — over $96,000.

    Related: Here Are the Best and Worst States for Retirement in 2025, According to a New Report

    Americans living in West Virginia, Mississippi, Arkansas, Tennessee and Arizona may fare the worst in retirement, according to the research.

    Mississippi and Arkansas residents reported some of the lowest average 401(k) balances, at $348,000 and $364,000, respectively. In West Virginia and Arkansas, residents over the age of 65 have median incomes under $58,000.

    Related: These Are the States Where $1 Million in Retirement Savings Lasts the Longest (and Where You’ll Be Broke in No Time)

    Check out Western & Southern Financial Group’s full ranking of Americans’ retirement readiness by state below:

    Image Credit: Courtesy of Western & Southern Financial Group

    One in five Americans aged 50 and over has no retirement savings, and more than half worry that they won’t have enough money to last once they leave the workforce, according to an AARP survey.

    However, where U.S. workers live can have a significant impact on their retirement readiness.

    Getting familiar with some of the key averages in your state, from 401(k) balances to median incomes, life expectancies, cost of living and more, can help you understand just how prepared you are — or aren’t — for your golden years.

    The rest of this article is locked.

    Join Entrepreneur+ today for access.



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  • Here’s What Being an Entrepreneur Is Really Like — From Someone Who Did It

    Here’s What Being an Entrepreneur Is Really Like — From Someone Who Did It


    Opinions expressed by Entrepreneur contributors are their own.

    Becoming an entrepreneur is one of the most exciting decisions you can make. But is it hard? Well, yes. It’s not a stroll in the park, but it’s also not impossible and can be incredibly amazing. Starting your own business is rewarding, challenging and everything in between. Here’s the honest scoop on what it’s like, from someone who’s been there over and over again.

    1. You’ll wear many hats

    When you’re just starting out and unless you have a huge budget, you are the CEO, the marketing team, the accountant and the janitor. Balancing all these responsibilities can be overwhelming, but it’s also an incredible opportunity to learn. It forces you out of your comfort zone and gives you the chance to truly understand the inner workings of a business. Look at it as an accelerated MBA, except the stakes are higher (and there’s no graduation ceremony).

    2. Time management will be your new best friend

    When you’re working for yourself, the lines between work and personal life blur, big time. Suddenly, you’re answering emails at 10 PM and brainstorming ideas while cooking dinner. The key is to prioritize and set boundaries. Learn to schedule your day like your life depends on it. Trust me, a little structure goes a long way in keeping the chaos manageable. I finally have learned how to manage my time, especially if you have multiple businesses. This is crucial to become successful.

    3. You’ll face rejection

    Here’s the thing about entrepreneurship — not everyone is going to believe in your vision. Investors may say no. Customers might not immediately flock to your product. This stings, but it’s also a chance to develop some thick skin. Each no you hear is one step closer to a yes. Use rejection as fuel to refine your offering and improve your pitch.

    Related: You Will Get Rejected — How You Handle It Will Make You Successful. Here Are 3 Ways to Turn It Into Power.

    4. Your passion will be tested

    Loving what you do is important, but passion is not the whole story. There will be moments when the going gets tough and motivation wanes. What keeps most entrepreneurs moving is their why — the deeper reason they started their business. Stay connected to that purpose, and you’ll push through even the toughest days.

    5. You’ll have to network (a lot)

    Networking is crucial to success in any industry, but it’s especially important for entrepreneurs. Knowing the right people can open doors and provide valuable insights and advice. Attend networking events, join online communities and don’t be afraid to reach out to successful business owners for mentorship. Building a strong network can make all the difference in your entrepreneurial journey.

    6. Failure is part of the process

    As an entrepreneur, you will inevitably experience failure. But here’s the thing — it’s not the end of the world. In fact, it’s often just a stepping stone on the path to success. Embrace failure as an opportunity to learn.

    7. Money management is crucial

    Starting a business often means living on a tight budget. Maybe you’ll have to skip some dinners out or hold off on that big vacation — and that’s fine. Being mindful of where every dollar goes is essential, especially in the early stages. If you can master your finances now, you’re setting the stage for long-term success.

    8. Success doesn’t happen overnight

    Don’t believe the hype of overnight success. Those stories usually leave out years of hard work, failures and pivots. Building a business is a marathon, not a sprint. Celebrate the small wins along the way, because they’re what keep you going. Each step forward is progress, even if it’s not as glamorous as viral internet fame.

    9. It’s the hardest job you’ll ever love

    Here’s the truth. Starting your own business is hard. It’s exhausting. Sometimes, it’s lonely. But it’s also thrilling. Few things compare to the sense of accomplishment you feel when you see your idea come to life and know you’re building something that’s entirely your own. The hard work and sacrifices will be worth it when you’re doing what you love every day. So keep pushing, stay focused and never lose sight of why you started this journey in the first place. Your passion will see you through the toughest of times and lead you to success. Let rejection only fuel your determination to refine your offering and improve your pitch. The road to success is not easy, but it’s worth it in the end.

    10. You must keep learning and evolving to succeed

    Finally, remember that starting a business is an ongoing process. You’ll never stop learning and growing as an entrepreneur. Stay open to new ideas and opportunities, continuously seek out knowledge and resources to improve your skills, and be willing to adapt and evolve with the ever-changing market and industry. Embracing growth and constantly striving for improvement will help you stay ahead of the game and ensure long-term success for your business.

    Related: 10 Ways Continuous Learning Can Take You From a Good Leader to a Great One

    Final thoughts

    I have even thought about giving up at times, but I somehow still keep going, and I am so happy that I’ve stuck with it. If you’re up for the challenge, becoming an entrepreneur can be the most rewarding thing you’ll ever do. It’s not always easy, but the sense of accomplishment, independence and possibility makes it worthwhile. Are you ready to take the leap? Because, trust me, there’s nothing quite like it.



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